Surround yourself with garden views and move-in ready interiors in this spacious, secluded rear-facing two-bedroom, one-bathroom HDFC co-op home in convenient Central Harlem. Income restrictions apply. Inside this expansive home, you'll enjoy exceptional natural light thanks to large windows on all four exposures. Eight-and-a-half-foot tall ceilings rise over gleaming hardwood floors, amplifying the bright and airy ambiance. A gracious gallery entry with a coat closet ushers you to an oversized living/dining room with a ceiling fan and views over the rear garden and an adjacent private park that closes at dusk. The lovely open kitchen impresses with garden outlooks, abundant cabinetry, stone countertops, tile backsplashes and full-size appliances. Two king-size bedrooms each offer two roomy closets and easy access to a full bathroom with a large tub/shower, contemporary vanity and floor-to-ceiling tile. Currently configured as a two-bedroom, this home could easily accommodate the addition of a third bedroom or private home office. 17 East 131st Street is a pet-friendly HDFC co-op offering on-site laundry, a package room and Fios access. Income restrictions are as follows: Household income restrictions of 165% AMI apply: 1 Person = $163, 185 2 People = $186, 450 3 People = $209, 715 4 People = $232, 980 5 People = $251, 625 From this tree-lined Central Harlem block, you're just blocks from outstanding outdoor space at Marcus Garvey Park, St. Nicholas Park and Harlem River Park, plus two playgrounds right across the street. The renowned Harlem dining and nightlife scene fills the nearby streets, and the great shops of 125th Street, including Whole Foods, are at your disposal. Head to the Eastside, Westside or Downtown with ease, thanks to 2/3, 4/5/6, A/C and B/D trains, Metro-North trains, excellent bus service and CitiBikes all within nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,595 | $2,058 |
Total Monthly Payment | $1,692 | $1,670 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.