Nestled within the vibrant Lakes of Mount Dora community, this exquisite Santa Maria model completed in December 2023 awaits its new residents. The owners have meticulously redesigned the layout to provide a practical interior and attractive curb-appealing exterior. Discover a seamless blend of elegance and functionality as you step inside this 3 bedroom, 3 bathroom plus office/den, energy star certified home. The open-concept floor plan connects the spacious great room with a tray ceiling and recessed lighting to the expansive screened lanai through triple hideaway sliding glass doors, creating an ideal space for entertaining or simply enjoying the peaceful surroundings. The heart of the home is the gourmet kitchen, which impresses with its upgraded appliances including built in microwave/dual convection oven with steam cook and flex removable divider, upgraded 5 burner 36 inch gas cooktop, quartz countertops, tile backsplash, ample storage provided by level 5 cabinets, 42-inch upper cabinets, large pantry and breakfast nook. Adjacent to the kitchen is an expanded laundry room with wall-to-wall storage cabinets and a convenient drop zone. The primary bedroom suite provides a tranquil retreat, complete with direct lanai access, a luxurious shower with a frameless enclosure, shower seat, dual vanities and an oversized closet. Energy-efficient and safety features abound, including Trane HVAC, a tankless outdoor gas water heater and impact glass windows and doors, ensuring comfort and sustainability for years to come. Additional highlights include in-wall pest control system, ceiling fans in all bedrooms, great room and lanai, a brick paver driveway leading to dual garages with built-in storage shelves providing parking for 3 cars, upgraded epoxy garage floors and pull-down steps to the attic. The10-year structural warranty is transferrable. There are numerous structural and design upgrades, including a pool bath, double entry impact glass front doors, wood look porcelain floor tiles plus an additional after closing upgrades which include laundry room cabinetry, pendant lights, ceiling fans, security cameras, video doorbell, screened in lanai, gutters, pull down attic stairs and plantation shutters. Embrace the resort-style and experience the unparalleled amenities of the Lakes of Mount Dora, an award-winning 55+ gated community including 178 acres of picturesque lakes, an expansive clubhouse, fitness center, recreational facilities, and a vibrant social calendar. Ideally located just 15 minutes from the charming downtown area of Mount Dora, with its festivals, boutiques, eateries, and entertainment options, this home provides a combination of luxury, convenience, and community. Amenities include an 18, 000 sq ft clubhouse, library, billiards room, card/game room, social hall, fitness center, arts/crafts room, 4 miles of interconnecting waterways, softball field, pickle ball, tennis, bocce ball and croquet lawns, huge pool just refinished, hot tub, trails, fire pit, and fenced and gated RV/Boat Parking all at no additional cost. The low monthly HOA fee includes cable TV with approximately 150 channels and internet, home lawn and landscaping irrigation, and maintenance of all common grounds. Schedule your tour today and seize the opportunity to make this exceptional residence your own.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,885 | $3,881 | $5,007 |
Total Monthly Payment | $4,472 | $4,468 | $5,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.