NO FLOOD ZONE! THIS PROPERTY CANNOT AND WILL NOT FLOOD! This spacious 90x165-foot lot in the desirable Tall Pines community offers a fantastic opportunity for buyers. With a low annual maintenance fee of just $850 and the added benefit of not being in a flood zone, you'll save significantly on insurance costs—up to $3, 500 a year!
The home features a charming layout with 4 bedrooms, 2 dens (potential for a 5th bedroom), and 2. 5 bathrooms. You'll love the roomy master bedroom and the delightful dormers that add character. With 2, 581 square feet of living space, there are plenty of cozy nooks for work or relaxation.
The primary bedroom and two dens are conveniently located on the first floor, while the second floor includes three additional bedrooms and a desk nook. Key updates include a remodeled master bedroom (2005), new PGT hurricane impact windows (2015), and a roof installed in 2007 with 30-year shingles. The AC units were replaced between 2012 and 2014.
With super low water bills thanks to the septic system and high elevation, this home is full of potential for personalization and improvement. This gem in Tall Pines is waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$874,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $699,920 | $699,920 | $699,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,482 | $4,540 | $6,145 |
Total Monthly Payment | $4,873 | $4,931 | $6,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.