Incredible opportunity in Sachem Schools! Sprawling Aztec ranch sits midblock with expanded paver driveway and elevated front porch. Vaulted ceiling and skylight in foyer. Large living room and formal dining room featuring hardwood floors. Ceramic tile through kitchen, bathrooms, and laundry room. Huge den/family room with custom built in oak entertainment center. Eat in kitchen with granite countertops and stainless steel appliances and offers plenty of cabinet and counter space. Laundry room with cabinets, counter and sink. Recently updated bathroom. Crown molding and recessed lighting throughout. Four spacious bedrooms with ample closet space, potential 5th bedroom. Walk outside to an entertainer's dream backyard, featuring heated saltwater 20 x 40 in ground pool, with 8 ft "L" extension. New pump and filter, custom Looploc cover, underwater mulitcolor lighting. Gorgeous 3 tier paver patio and tiki bar featuring overhead fans, exterior television, built in refrigerator, separate ice freezer, and power outlets. Tree lined and PVC fenced yard also has a separate 30' x 60' dog run/possible garden area. 5 year young central air conditioning and new energy star oil burner. 8 year young roof. 200 amp electrical with hook up for a 100 amp generator. County sewer, and gas lines on the street for possible conversion. Two zone heating system. Central station alarm system with 3 control units, and 12 unit camera system. 10 zone sprinkler system. 8 year young roof. Two exterior sheds. Rear shed with 80 amp sub panel and running water access. 275 gallon above-ground oil tank. Two zone heating system. , Additional information: Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $956 | $956 | $956 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,773 | $3,722 | $4,723 |
Total Monthly Payment | $4,821 | $4,770 | $5,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.