PORT CHARLOTTE HOME ON QUIET STREET W/**NEW ROOF**, IMPACT WINDOWS & WOODED BACKYARD. Check out this move-in ready 3 bed/2 bath home in Port Charlotte. Home has formal living room & dining room. Kitchen features a eat-in breakfast area. Architectural details include cathedral ceiling in main living space, large picture windows, & tile flooring throughout. The split bedroom floor plan has large bedrooms. Master suite has a walk-in closet & private, en-suite bath w/tiled shower & linen closet. The guest bedrooms share a guest bath w/combination tub/shower. Dining room opens to screened lanai. A large oak tree provides a ton of shade along with an old-Florida feel in the backyard. An attached, one-car garage completes the home. New Roof (2023), Impact Windows (2020), Impact Resistant Garage Door (2020) Home is situated in the center of Port Charlotte just off Peachland Blvd & Harbor Blvd w/easy access to US-41, all area restaurants, shopping & medical centers. Perfect spot to start living your Florida dream. Located on a quiet street - you can enjoy all of the activities the area has to offer including fishing, boating & wonderful Gulf beaches & then return home to this affordable, move-in ready home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,462 | $1,855 |
Total Monthly Payment | $1,815 | $1,814 | $2,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.