36 E. Main Street, Amsterdam, NY, (Montgomery County). Situated only 2 blocks to Mohawk River, only 36 miles to Albany, and about 170 miles from NYC. https: //tinyurl. com/36-E-Main-Street-Map Have you had enough of NYC high prices? THEN BUY THIS LARGE GOOD CONDITION 2 FAMILY WITH A STORE FOR ONLY $315, 000 (Not a misprint). You can't buy a 1 bedroom condo for that price in NYC. Here you will own this huge 4, 674 Sq. Ft 2 family with a store. Open your own business and live upstairs. The area is fantastic. We're only 2 Blocks from Mohawk River. This Historic building is a 3 story solid brick structure and has a full basement. Each of the 3 floors and basement areas are 1, 600 square Feet. Each floor and basement measure 20 x 80 feet The newly installed heating units will save you on gas bills. The 1, 600 SF Store and 1 Apartment will be delivered vacant. The occupied apartment is on a month-to-month lease. The store was redone at great expense just a couple of years ago. 2nd floor consists of 2 apartments. 3rd Floor consists of a large room which was used as a ballroom with access from one of the apartments. Excellent business area. Last tenant (H&R Block) was there from 1974 to 2024. This is a rare opportunity, as vacancies at this location are very rare indeed.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,788 |
Total Monthly Payment | $1,685 | $1,684 | $2,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.