36 E Main Street, Out of Area (Call Listing Agent), NY, 12010 | $265,000

36 E. Main Street, Amsterdam, NY, (Montgomery County). Situated only 2 blocks to Mohawk River, only 36 miles to Albany, and about 170 miles from NYC. https: //tinyurl. com/36-E-Main-Street-Map Have you had enough of NYC high prices? THEN BUY THIS LARGE GOOD CONDITION 2 FAMILY WITH A STORE FOR ONLY $315, 000 (Not a misprint). You can't buy a 1 bedroom condo for that price in NYC. Here you will own this huge 4, 674 Sq. Ft 2 family with a store. Open your own business and live upstairs. The area is fantastic. We're only 2 Blocks from Mohawk River. This Historic building is a 3 story solid brick structure and has a full basement. Each of the 3 floors and basement areas are 1, 600 square Feet. Each floor and basement measure 20 x 80 feet The newly installed heating units will save you on gas bills. The 1, 600 SF Store and 1 Apartment will be delivered vacant. The occupied apartment is on a month-to-month lease. The store was redone at great expense just a couple of years ago. 2nd floor consists of 2 apartments. 3rd Floor consists of a large room which was used as a ballroom with access from one of the apartments. Excellent business area. Last tenant (H&R Block) was there from 1974 to 2024. This is a rare opportunity, as vacancies at this location are very rare indeed. , Additional information: Separate Hotwater Heater: Yes

Features

  • Town: Out of Area
  • Amenities: Park
  • Rooms: 10
  • Baths: 1 half
  • Style: Other
  • Year Built: 1910
  • Heating: Natural Gas, Hot Water
  • Cooling: None
  • Basement: Full
  • Approx Sq. Feet: 4,674
  • Est. Taxes: $2,400
  • Lot Desc: Near School, Near Shops
  • Middle School: Wilbur H Lynch Literacy Academy
  • High School: Amsterdam High School
  • MLS#: 3549126
  • Days on Market: 223 days
  • Website: https://www.raveis.com
    /prop/3549126/36emainstreet_outofarea_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Team   Phone: 718-429-4400

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

36 E Main Street, Out of Area (Call Listing Agent), NY, 12010

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,410 $1,410 $1,803
Total Monthly Payment $1,685 $1,685 $2,078

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.