4507 9th STREET W, #E8, Bradenton, FL, 34207 | $138,579

ALL AGES WELCOME, full 2 bedrooms and full 2 BATHROOMS, your PARADISE awaits in this the LOWEST priced condo, smaller community in MOVE-in ready condition. Florida living is at its finest in this centrally located UPSCALE community for the young and the young at heart that is peaceful and away from heavy traffic with easy access to all the important destinations and within a short drive to the beaches, Anna Maria Island is only minutes away, SCF college is 5 minutes away, tons of restaurants and shopping all around, and a few steps outside your door is the pool so you can enjoy the Florida sun or you could also watch the sunset from the back porch if you sooo desire, plenty of parking for guests and a reserved spot for yourself. There are NO age restrictions so All ages are welcome in this full 2 bedroom full 2 bathroom unit with Easy access to I75. This HOA is smaller and inexpensive without any additional special assessments unlike those MASSIVE multi-floor expensive maintenance ones by the lake which also have costly regulatory burdens. Hurry and make this home your own before someone else does. This association is pre-approved and stream-lined for Fannie Mae financing for your convenience - no surprises with warrantability. And, this is a 2 story building which is safer and less costly than the huge 3+ floors associations that are so much more expensive to maintain. There is a current home warranty protecting all systems and your investment in this home for your peace of mind and is available to the new homeowner. Virtual tour video is available upon text request. RENT to OWN is a possibility and Easy to qualify DSCR loans are available for NEW or seasoned Investors. Seller is willing to assist to lower the interest rate on the prospective mortgage.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: CENTRAL CORTEZ PLAZA
  • Year Built: 1973
  • Approx Sq. Feet: 851
  • Est. Taxes: $253
  • Condo Fee: $524 Monthly
  • Pet Policy: Yes
  • Appliances: Cooktop, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: T3524006
  • Days on Market: 204 days
  • Website: https://www.raveis.com
    /prop/T3524006/45079thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 2:47:07 PM)
Listing courtesy of KIRSTEN REALTY INC   Phone: 800-687-2052

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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4507 9th STREET W, #E8, Bradenton, FL, 34207

$138,579

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $110,863 $110,863 $110,863
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $21 $21 $21
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $738 $737 $951
Total Monthly Payment $834 $833 $1,047

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.