Every now and then serendipity makes an appearance and you find everything on your wish list in one place. Intelligently designed, thoughtfully built and located on the southern end of Lincolnville, this 3 or 4 bedroom house embodies the feeling of home. From the front porch, where you can watch the sunrise to the huge deck in back and the daily sunset show and everything in between, this very comfortable residence lives large. Main gathering room under a soaring ceiling spans the width of the house. Large east-facing windows bathe the space with natural light and you have a number of options for use and furniture placement. Front door naturally divides this front room and the kitchen overlooks it from over the extended breakfast bar. An excellent under-the-stair pantry and island offer both storage and additional prep space and if you like to cook, there's room for 2 or more to work together. A sun-drenched family room is where the owners enjoy movie nights, story readings and sporting events. French doors open to a small screened porch so you can invite the breeze in off the nearby San Sebastian River. Just off the kitchen a mini mud room opens to a bathroom, 4th bedroom complete with Murphy bed and the side door offering a private entrance to overnight guests. Upstairs, a laundry room is handily located between the 3 bedrooms. Main bedroom is en-suite, with 2 large windows, private bath and walk-in closet. Bedrooms #2 and 3 are in the northwest and southeast corners respectively. Access to the backyard can be had from the family room and 4th bedroom. Measuring 20' x 26, the deck stands in as a year-round outdoor living and dining room - perfect for grilling, sitting around the firepit, enjoying the perk of the shade provided by the mature tree canopy - you'll be out here a lot! Parking is easy here - long driveway can hold 3 cars and the single car garage will keep your favorite car tucked away with ample room for bikes, kayaks and beach toys. From your front door, it's a 2 block walk or bike ride to the community gardens, the neighborhood park for a game of hoops, the Galimore pool for summer swimming and the Freedom Park where you'll find the coolest chimes available for everyone to play. Whether you're thinking full-time living, second home or a mix of part-time personal use and investment, we think you will be delighted to hang your hat here. Welcome to your new life. . . .
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,393 | $3,393 | $4,413 |
Total Monthly Payment | $3,878 | $3,878 | $4,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.