Welcome to the VERANDAS AT SEA WOODS and this rarely offered 2nd floor, 2/2 veranda with an additional upstairs BONUS ROOM perfect for an office/study or even better suited as a 3rd bedroom. BRAND NEW HVAC(May 2024) and HOT WATER HEATER(2023). Tons of potential here. . . just waiting for your personal style and finishing touches to become the perfect beachside getaway, full-time residence or vacation rental. You will love lounging in the oversized screened patio which is accessed by both bedrooms and the main living area. Both bedrooms feature EN SUITE BATHS and existing furniture can stay. You’ll be very hard pressed to find another beachside community that matches this combination of natural beauty and incredible amenities that also allows SHORT TERM RENTALS and is PET FRIENDLY. Just a short walk to the beautiful no-drive beach as well as several shopping and dining options. Sea Woods features 3 pools(1 heated), tennis courts, shuffleboard, pickleball, a large clubhouse, recently updated fitness center and walking/biking paths canopied by sprawling oaks and surrounded by lush tropical landscaping. There's truly no other community like this beachside. Come see for yourself why Sea Woods is still one of the best kept secrets in New Smyrna Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,322 | $2,320 | $2,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.