LOTS OF POTENTIAL HERE!! Home is in need of new siding and new front windows and has been priced accordingly! This 2 Bed/2 Bath home built in 1986 has many updates, new Roof (2021) updated wiring (2021), AC (2017), updates in both bathrooms, and most windows updated. Vapor Barrier (2021). Open concept with cathedral ceilings, make this home with 1056 sq ft a great place to entertain. With additional front lanai and screened in carport, there's lots of space to enjoy all year round! Price includes share for the lot and ownership in the community. Low monthly HOA $360 includes water, sewer, trash and lawn maintenance, 24hr manned gate, pool, clubhouse, fitness center and many clubs and activities. Finish a few projects and make this your forever home or investment opportunity! SELLER WILL ALSO CONSIDER ANNUAL LEASE. Located in Americana Cove, a Premier 55+ waterfront community, located 10 min from DT St Pete, 15 min to airports, or 20 min to the beaches. 675 or higher credit score required by management. Make an appointment to see today!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $682 | $665 | $857 |
Total Monthly Payment | $953 | $936 | $1,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.