Say hello to a GREAT Buy! Improved price, additional photos added. Not damaged by Helene or Milton! Welcome to Pineview Villas in deed restricted Deep Creek. This home offers 3 bedrooms, 2 full bathrooms, an enclosed lanai and a TWO CAR Garage. Beautiful laminate flooring throughout - no carpet. Volume ceilings & skylights in the spacious great room. Breakfast bar and closet pantry in the kitchen. Loads of storage. Third bedroom is being used as an office with built in cabinets and countertop. The former Florida Room/lanai space has been enclosed and is now a 9 x 16 bonus room, currently used as a hobby room. Pineview Villas is a 55+ community. The community's heated swimming pool is located just steps from this villa. Spacious kitchen with wood cabinets. Sliding screen across garage door opening for ventilation and cross breezes. Laundry located in garage helps to keep villa cool in summer. Instant on water heater. Updated bathrooms. Hurricane shutters. NEW Roof (2/24). Pine View Villas has a low HOA Fee and that HOA fee includes the landscaping/maintenance, heated community swimming pool, water and trash. When you are ready to head out for fun you will find Punta Gorda is a fabulous place to live! Like Golfing, there are 25 courses in the Charlotte County and surrounding areas and the Deep Creek Golf Club is right around the corner from this Villa. You'll be located within quick driving distance to downtown Punta Gorda and Port Charlotte with all the shopping, restaurants, schools, medical facilities, PGD Airport, Sunseeker Resort, Fisherman's Village, Peace River and Charlotte Harbor for world-class fishing. This is a great home for those looking to spend their winters in Florida or all year around.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,809 | $1,807 | $2,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.