*****OWNER OFFERING $5, 000 TOWARDS RATE BUY DOWN OR CLOSING COSTS!!*****
Enjoy The Freedom, Peace & Tranquility that you get from living in the Country, but yet still close to Everything. Take advantage of owning a property with over 5 acres of Beautiful land. The property has a perfect balance of trees & grazing areas throughout for livestock etc. . Bring your Toys & Farm Animals. The property has a good amount of Mature Live Oaks & other Mature trees.
Beautiful, Updated 3-Bed 2 Bath home on 5. 44 Acres of land Zoned AR. The property has Well Water & Septic. The home boast of 16x16 Porcelain tiles throughout & Vaulted ceilings. Beautiful Updated Kitchen, 36 inch Range/Stove-propane, built-in-Refrigerator-42inches, Granite countertops throughout the whole house. The Dining Room area is off the kitchen great for entertaining and spacious. The master bedroom is very spacious and has two walk-in closets his & hers. Master bathroom has garden tub & stand-up shower double vanity sinks with granite countertop. The second bathroom has a double sink vanity with granite countertops. The second & Third bedrooms are good size rooms both have two closets. The living room is nice spacious and open with a wet bar. Home has a nice office space perfect for work at home or someone needing a quiet dedicated office area. Nice Laundry room area in the garage with a utility sink.
The property has a Barn on left side of the property. The chicken coop is located on the right rear of the property. The property has a Pole barn building structure with concrete pad in rear of property that can be used for storage or hobby shop. RV-hookup water, power, Septic ties into existing septic on the premises.
The garage is currently used as storage, not as a garage to park vehicles. It can be easily be converted back. The garage has the same porcelain tiles as the rest of the house. Previous owners started the conversion, and current owners use it as storage. The garage also has a side door for a private entrance. The property has plenty of areas with nice shade to park vehicles.
2016yr- Full Roof replacement Architectural shingles & second water barrier which gives you an insurance discount. 2016yr New soffit & Fascia.
2010yr- New Well 4 1/2- inches, casing, pump expansion tank.
2011yr - New 4-Ton Central AC outdoor unit & Handler
2010yr New Septic tank.
The property has the potential of being greenbelt to help reduce taxes since it is zoned AR and over 5 acres. Greenbelt is subject to county approval. Please do your due diligence if this is something that you may have an interest in prior to purchasing the property. The home is located in Pasco County borderline Hernando County. Agent or buyer please verify room sizes. Properties with 5+ acres are becoming more rare in this growing area of Spring Hill.
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Our Executive Mortgage Banker:
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$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $3,457 | $3,454 | $4,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.