" MAJOR PRICE IMPROVEMENT" - Flood Zone X No Flood Insurance Required - Welcome to Harbor Woods North. This is a great location in a peaceful neighborhood with low traffic. Children and a dog-friendly community! This home has serene views of the community pond and partial views of the golf course from the covered outside lounge area inside the lanai. Entering the house, you are greeted with high vaulted ceilings, eucalyptus-engineered hardwood floors, and a beautiful view through living room sliders to the pool lanai, a stand-alone wood-burning fireplace, and the loft space with a spiral staircase that has an additional 258 sq/ft. The kitchen has original features, a breakfast dinette area with large windows, and a beautiful pool and lanai view. The spacious primary bedroom has large windows and sliding doors overlooking the pool, lanai, and beyond. In 2015, the on-suite master bathroom had a shaker-style remodel with dual sinks, an updated shower, and a walk-in closet with plenty of shelving. The water closet also has a pocket door for privacy. On the opposite end of the home, there are two additional ample-size bedrooms. The guest bath had a bubble tub installed in 2007 with a custom-built medicine cabinet. When going through the hall from the kitchen towards the 2-car garage, you'll find the laundry room with plenty of storage for your supplies. Zoned for Sunset Hills Elementary School. County school choice programs include nearby Palm Harbor University High School. This is a very affordable home with a reasonable HOA at $550/year, very reasonable homeowners insurance, and no flood insurance required according to current flood maps(Confirm with your insurance provider). Great location in Tarpon Springs. You are within a few minutes of Sunset Beach Park, Fred Howard Park, the world-famous Sponge Docks, the bayous, Craigs Park tennis courts, playground, boat ramp, cultural center, museums, and performing arts center, all located near the quaint downtown center. There is so much to Tarpon Springs that it's hard to include everything in this diverse community. Matterport virtual tour is available.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,479 | $2,446 | $3,103 |
Total Monthly Payment | $2,734 | $2,701 | $3,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.