Under contract-accepting backup offers. Lifestyle, Luxury & Location can be yours at Vista Bay Condos on the Intracoastal Waterway, one of Indian Shores finest waterfront condo communities located on the Narrows and originally built as a boating community! Enjoy the best of both worlds with boating, fishing & swimming on the Intracoastal side and walk across the street where you can put your toes into the sugary sands of the Gulf of Mexico! This condominium with Direct Intracoastal water frontage and wide open panoramic water views includes its own Deeded boat slip (#43) with a cradle lift system. Enjoy a spacious open floor plan with 1360 SF (per Builder Measurements) and a large screen enclosed balcony to take in the wonderful waterfront views and the pool area. With 2 generous sized bedrooms, both with plenty of closet space and 2 full baths, this wonderful second floor unit features a large, bright and efficient kitchen with solid surface counters and white cabinets, wide open living and dining room combination with stylish bamboo flooring, ample closet and storage space, inside utility closet with a full sized washer & dryer, New A/C system and all newer plumbing throughout unit. There are floor to ceiling sliding glass doors located in the living area and primary suite which open to a large 35 foot screened enclosed tiled balcony overlooking the water, heated pool, fishing dock and marina. Vista Bay is a well-maintained complex with a secured lobby, is beautifully landscaped and tucked away from Gulf Blvd. and extremely well managed with plenty of reserves. The amenities are outstanding, featuring a private dock for convenient boat parking and overnight stays this unit has a deeded boat slip #43 (second one in on the south side of the slips), a serene community fishing pier & sitting docks, lighted tennis & pickle ball courts for active recreation, a refreshing heated, Inground swimming pool for leisurely swims, and outdoor grilling facilities, shuffleboard, car washing station, 50 guest parking spots and more! Walking distance to many fine local restaurants, short drive to Seminole & the New City Center Shopping Plaza, easy access to Clearwater Beach, Tampa & the Airport, Downtown St. Pete and the Jolley Trolley, providing inexpensive transportation from St. Pete Beach to Clearwater Beach is just out front on Gulf Blvd. Tranquil waterfront living can be yours at this wonderful community with 75 total units on 6 floors and built in 1983! For those seeking pristine beaches, simply cross the street to access the breathtaking Gulf beaches, offering an idyllic escape just steps away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,760 | $3,757 | $4,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.