Welcome to your serene lakefront retreat on beautiful Lake Disston! This unique home offers a reverse floor plan with both oversized master bedrooms downstairs and the kitchen and living areas upstairs, allowing you to enjoy bee-a-boo views of the lake. The layout is thoughtfully designed for convenience, with a laundry room connecting the bedrooms and a dumbwaiter to easily transport groceries or packages to the kitchen. The bright, open kitchen boasts a new dishwasher and plenty of cabinet space, while the living room features built-in shelving, perfect for a home office with tranquil nature views. The home is equipped with a salt-free water system with brand-new filters, ensuring clean water throughout. Car enthusiasts will love this property! It features two detached garages and a 15x30 carport, offering ample space for cars, boats, RVs, and more. The oversized, insulated two-car garage comes complete with AC, making it an ideal workspace for projects year-round. The second garage, built in 2018, is a dream for anyone passionate about cars—it boasts 1, 200 sq. ft. of space, a lift, compressed air, automatic roll-up doors, Wi-Fi, and an office with a mini-split unit, making it perfect for serious car work or restoration projects. Enjoy peaceful mornings on your private dock, complete with power and running water, perfect for boat days or simply soaking in the natural beauty of Lake Disston. Major updates include a brand-new roof (April 2024), a new upstairs AC unit (2023), and a downstairs AC unit (2016). Whether you're a car enthusiast, boating lover, or just looking for a quiet lakeside retreat, this home offers the best of both worlds—nature, recreation, and modern convenience. Schedule your showing today to experience this incredible property firsthand! Information recorded in MLS is intended to be accurate but cannot be guaranteed. Everything should be independently verified. PLEASE DO NOT WALK THE PROPERTY WITHOUT MAKING AN APPOINTMENT. NO TRESSPASSING.
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$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,943 | $2,978 | $3,778 |
Total Monthly Payment | $3,278 | $3,313 | $4,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.