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Experience coastal living at its finest with this Mediterranean townhome-style condo, nestled just steps away from the pristine sands of Crescent Beach. Unit 9 at Spyglass, a rare corner unit with its additional square footage and enhanced natural lighting thanks to extra windows that interior units lack. This unit, being sold fully furnished, is an exceptional turnkey solution for those aspiring to own a slice of beachside paradise. Perfectly poised as a vacation rental, it offers a seamless start for anyone looking to invest in a property with established appeal and immediate functionality. Spanning three levels, this condo ensures privacy with no neighbors above or below. The ground floor features a spacious two-car tandem garage. Many owners have transformed a portion of this garage into a third bedroom—a straightforward and budget-friendly option for those needing additional square footage. The second floor has a beautifully updated kitchen that opens to the main living area. Step out onto the balcony to find a tranquil retreat, where the soothing sounds of ocean waves create a backdrop for relaxation. The third floor includes the master suite and a guest bedroom, each accompanied by their own bathrooms. This 48-unit oceanfront community captures the essence of Mediterranean architecture and offers amenities including private beach access, a swimming pool, and a tennis court. Recent updates such as a new roof, fresh stucco, and exterior paint have revitalized the entire complex, enhancing its appeal. The location of Spyglass allows for enjoyment of the less crowded Crescent Beach area while being just 20 minutes from the vibrant historic district. The HOA covers cable, water, a master insurance policy, pest control, management, trash, and sewer. Discover why Spyglass stands as one of the premier complexes in Crescent Beach. Whether seeking a vacation home, a rental investment, or a permanent residence, this condo offers an unmatched blend of style, comfort, and convenience.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,920 | $467,920 | $467,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,152 | $3,110 | $4,012 |
Total Monthly Payment | $3,639 | $3,597 | $4,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.