This historic village home was built in 1849 and was the childhood home of Paul Harris, founder of Rotary International. Lovingly maintained and filled with the charm and antiquity that comes with a home built in the mid 1800's. A Georgia colonial that has a beautiful front hall entrance with a large living room and den off of it. The propane fireplace and built-in bookshelves make the living room an inviting gathering place for family and friends. Centrally located is a formal dining room with double doors that lead to a covered patio. The kitchen is spacious enough for an eating area and family room. From the kitchen there is a first floor walk-in pantry/laundry room with access to the back stairway to the second floor where you will find the five bedrooms. A second set of double doors in the kitchen open up to the heated greenhouse. Throughout this beautiful home there are hardwood floors, handcrafted built-in cupboards and bookshelves, and oversized windows for additional natural light. There are three tiled bathrooms. The very deep lot is partially fenced, has a separate 10'x16' workshop with a patio, and a storage shed. Perennial gardens, stone walls and a hedge for privacy line the edge of the property. This very warm home is situated in the heart of the tranquil village of Wallingford that offers a grade school, the town library, the beautiful Victorian Inn and Pub, a bakery and Elfin Lake beach. This is a unique opportunity to own your dream home in Vermont.
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$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,067 | $2,991 | $3,777 |
Total Monthly Payment | $3,629 | $3,553 | $4,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.