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Listed $50, 000 less than appraised value! Indulge in this BRAND NEW Modern residence elevated in the upscale waterfront community of Oyster Bayou! This exclusive gated neighborhood only has 32 lots and every home inside is a custom build. This stunning block on block 4 bedroom + Office home features elegant modern finishes and an expansive 8 Car Garage! Enter up the stairs through oversized front doors into this jaw dropping wide open floorplan with waterproof luxury vinyl flooring throughout. This home's interior is impressive with soaring 16 foot ceilings and an abundance of natural lighting. Entertainment and family gatherings are easy to do as the kitchen, dining, and living room all seamlessly connect together. The kitchen boasts Quartz countertops, stainless steel appliances, a cooktop, a center island, and a pantry. This floorplan features 2 primary suites so guests can have their own ensuite bathroom and privacy. The executive owner’s suite includes a triple tray ceiling as well as balcony access. Enjoy the oversized primary bathroom with a remarkable walk-in shower with frameless glass, a luxurious soaking tub, double vanities, and 2 oversized his and hers walk-in closets. The second primary bedroom is very spacious and has a beautifully tiled stand up shower and a huge walk in closet. Both guest rooms are of ample size and one of them features a private balcony overlooking the peaceful backyard. In addition to 4 full bedrooms and 3 full bathrooms, this home also features an office. 2 sets of double french doors lead you to a roomy back patio, perfect for sipping coffee in the mornings. A staircase off the porch will take you right into the large backyard. This home was built on almost 1/3 of an acre so there is plenty of space for a pool! Worry free as this home features hurricane impact doors and windows throughout the entire home, including in the garage! Living in Oyster Bayou gives you access to a private boat ramp that takes you directly out to the Gulf. Take your boat to dinner as Whiskey Joe’s and many other waterfront restaurants are within minutes! Golf cart to Robert K Rees Memorial Park and Green Key Beach without ever having to go out to a main road. This property is also less than 5 minutes to the ever-growing Downtown New Port Richey with tons of local shops, restaurants, breweries, and coffee shops. This is a truly incredible custom built home in a tranquil gated community! Motivated Seller!
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Our Executive Mortgage Banker:
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$698,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,715 | $3,711 | $4,788 |
Total Monthly Payment | $3,949 | $3,945 | $5,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.