LOOKING FOR LAND?. . . HERE IT IS. . . JUST UNDER 6 ACRES, that "NEEDLE IN A HAYSTACK", that "ONE-OF-A-KIND PROPERTY". You'll drive down the TREE CANOPIED LANE, with only residential homesteads on either side. Straight ahead it's the last house on the Lane. There's plenty of room for gardening, family, friends and entertaining. The yard has a PARK LIKE FEEL with a wooded area and a creek towards the back, that meanders along the back and side of the property emptying into Poley Creek. And, with the POLE BARN, 2 CAR PORTS, a METAL BARN/WORKSHOP with an OFFICE, LOFT, WATER/ELECTRIC (110V & 240V), and an attached shed for additional storage, there's ample room for cars, boats, trucks, RVs, tools, you name it. For years now, this property has actually earned a reputation with some of the locals, for hosting some epic SUPER BOWL parties. Just behind the house is a DOG PEN with 3 COVERED AREAS and the nearby septic. The one-owner home on the property offers 3 bedrooms, 2 baths, an eat-in kitchen with a built-in table, a built-in desk nook, indoor laundry, dining room, family room (with built-ins) and living room. A/C is approximately 6 years old, and the metal roof has been insulated. Well water (Artisian well) feeds the barn and city water feeds the home. There is a screened patio (11x37) at the back of the house with ceiling fans, 2 exterior doors leading to the outdoors, and French doors entering the home. Just off the laundry area is a covered patio, and at the front of the home, there is an open deck that leads into the front door. Ceiling fans are installed in all the bedrooms, living room and family room. Various tools, an ATTACHED AIR COMPRESSOR, ICE MACHINE, GAS GRILL COOKER, UPRIGHT FREEZER, 1000 lb. SAFE, a DRILL PRESS, 2 40H KUBOTA TRACTORS, and 2 TRAILERS are being left with the property. Call your realtor for a private visit, it's a pleasure to show.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.498% | 6.579% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,866 | $4,741 | $6,568 |
Total Monthly Payment | $5,053 | $4,928 | $6,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.