Under contract-accepting backup offers. If you love parks, green spaces, strolls, and living in a natural habitat, The Cove at Hamlin, a lake-oriented waterfront community can make your dream come true. Location is everything and this 2 bed, 2 and ½ bath urban cottage is close to SR-429 and a short distance to Hamlin Town Center where you can benefit from an array of shops, restaurants, and local events. Not to mention excellent schools and top-notch hospitals. Driving up you will notice the paved walkway and extended covered front porch that provides an inviting space for you and your family to unwind at the end of a busy day. As you step into the foyer you are greeted with a set of French doors on your right leading to a cozy office space ideal for working at home. To your left is a nicely appointed half bath for guests and a closet that can be utilized for linens or how you see fit. The Great Room, with its high ceilings and large windows, allows natural light to stream through. The well-appointed kitchen boasts an oversized island with bar seating, granite countertops, a natural gas range, double sinks, lots of 42” cabinetry, a wonderful walk-in pantry, a nook to set up a coffee or beverage bar, and a spacious eating area. The downstairs main living area, with its tile flooring, makes it easy to maintain and the open concept creates the perfect space to entertain guests and host gatherings. Upstairs you will find a laundry room, a second bath, and two bedrooms on opposite ends of the landing which overlooks the Great Room. The primary bedroom offers an en-suite bath featuring a private water closet, dual sinks, granite counters, a large walk-in shower, and three closets – linen, his, and a spacious walk-in. Access is provided through the Great Room to a nicely fenced-in courtyard perfect for your furry friends to roam, a covered, paved lanai and walkway leading to the rear-facing detached 2-car garage. The Cove, located in the master-planned community of the Overlook at Hamlin, provides access to a plethora of amenities for your enjoyment. Relax or socialize with your neighbors at the clubhouse featuring a full fitness center for the family’s well-being, a large resort-style pool with cabanas, a splash pad for the young at heart, a covered pavilion, and a large indoor event space with a catering kitchen. Residents can also enjoy the sports lawn, a waterfront amphitheater, a playground, a fire pit, or a peaceful canoe outing on Lake Hancock. With lawn care and pest control included in your HOA dues, you will have more time to take advantage of the sunshine and all Florida offers - Disney Parks, Universal, golfing, and other Orlando attractions. Contact me today so you can become part of the exciting and vibrant community of Horizon West, one of the best places to live in Florida! This property may be under audio & visual surveillance.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,587 | $3,355 |
Total Monthly Payment | $3,032 | $2,999 | $3,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.