Walk to town from this charming Vermont Cape, which boasts curated gardens, a level lawn, and views of a babbling brook. The first floor offers a kitchen that opens to the breakfast nook. Past the kitchen is a sun-soaked seasonal porch, perfect for entertaining. Down the hall, you’ll find a bedroom, a hall bath, and another room that can be used as a guest room or study. In the front of the house is the roomy living room. Upstairs are two bedrooms and a shared bath. The basement has plenty of room for storage, laundry, and mechanicals. The detached garage has space for two parked cars and storage on a lower level. This house provides both the serenity of a country setting with views of nearby barns and fields, and the convenience of walking into town. 4165 Hartland Hill is a single family home that is currently approved for up to four units of housing. Those permits may be able to be amended to keep the single-family home and add an additional dwelling unit in the existing garage that can potentially be used for guests, a long term tenant, or short term rentals. This property is located in the Residential High Density zone which may allow for up to 8 units with a conditional use Permit. Video and 3D floor plans are artistic renderings. 24 hours notice required for showings.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,356 |
Total Monthly Payment | $4,047 | $4,043 | $5,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.