Explore the ease and spaciousness of this 3-bedroom, 2-bathroom ground-floor co-op in Park City Estates. The unit features large rooms, an open dining area, and an inviting outdoor patio balcony. Enjoy the safety and convenience of 24-hour gated security, a doorman, and a live-in superintendent. Additional amenities include an extra-large laundry room, storage spaces, and both indoor and outdoor parking available on a waitlist. Across the street, take advantage of a seasonal swim club. Guests can use the 45-minute parking in front. Subleasing is possible after two years of residency. The building is pet-friendly (with breed restrictions) and located just two blocks from the Rego Center Mall, offering a wide array of dining and shopping options. It's also close to playgrounds, parks, and just a short walk from the E, F, M, and R subway lines, ensuring excellent connectivity. Additional Information: HeatingFuel: Oil Below Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,763 | $2,695 | $3,402 |
Total Monthly Payment | $2,838 | $2,770 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.