Under contract-accepting backup offers. One or more photo(s) has been virtually staged. A SIZABLE MAINTENANCE FREE AND IMMACULATE VILLA! This residence has 3 full bedrooms, 2 baths, formal living and dining, an eat-in kitchen, and a family room. PLUS, an enclosed Florida room that can be ideally used as a den/study, expanding the interior square footage to 2, 274 square feet. There is also a covered and screened lanai with privacy for outdoor living, a 2-car garage (with a workbench), and a screened front porch; all combined together for nearly 3, 000 total square feet. (Please note that the tax records do not report all the square footage, and or classify the existing space as it is used). Improved with brand new carpet throughout, it has been professionally cleaned offering a move-in ready appeal. Many well-located skylights provide lots of natural lighting. Formal areas at the front of the home accommodate living and dining space with track lighting and built-in cabinetry with illuminated glass display shelving. Nearby is an updated eat-in kitchen with tiled flooring, Corian, a newer dishwasher, and white raised panel cabinetry with a pantry. The ceiling has been raised to have recessed lighting. A nicely appointed laundry room has a sink, cabinetry, a washer, and dryer, plus a convenient pocket door. A breakfast bar from the kitchen opens to the 300+ square foot family room. Complete with a skylight and soaring vaulted ceilings. It flows nicely into the enclosed Florida room with pocket sliding glass doors overlooking lovely greenbelt and landscaped views. The primary en suite has a walk-in closet and sliding glass doors to the screened and walled lanai. Its personal bath is crisp and clean with 3-foot cabinetry height, dual sinks, ceramic tile, a water closet, a walk-in shower, and a separate tub. The guest bath is next to the second bedroom with its own sliding glass door access to the garden courtyard with new fencing. A zoned front room is flexible with a secondary entrance from the 2-car garage. Use this space as a bedroom or an office. As a bonus there is a new roof (2023) with a 10-year warranty. The central a/c (with a heat pump) has been upgraded by the installation of UV bulbs & Ozone lighting that not only improve the air quality but increase the efficiency of the unit. This is still under warranty AND there is a transferable warranty on the unit itself (please contact us for more information). Showcasing a peaceful setting in Section VI at Center Gate Estates. Revered for its well-managed reserves and fees that include lawn service, exterior paint, impeccably maintained common spaces, a sparkling swimming pool, and screened enclosures with brick pavers and a covered entertainment area. NOT designated as a 55+ community, this villa will appeal to anyone of any age interested in its exceptional location close to I-75, Doctors Hospital, a myriad of shopping and dining options, as well as a short drive to UTC Mall, championship golf, area beaches and Downtown Sarasota!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,866 | $1,864 | $2,410 |
Total Monthly Payment | $2,258 | $2,256 | $2,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.