This Home is Professionally Renovated and Decorated, Light and Bright, Featuring an Open Floor Plan, in the Wonderful Beach Community of Tiana Shores Association! This (4) Bedroom, (3) Bath Home is Spacious and Gracious and will make for the Best of Summer 2024 Memories! You may join the nearby Tiana Shores Association and enjoy a Private Beach, Tennis Court, Outdoor Pool and Clubhouse for a separate fee to make your Summer truly special! Lovely 1/2 Acre grounds with New Landscaping and New Decks will add to your Privacy and Outdoor Enjoyment throughout your stay. The Home features Brand New Outdoor Furniture and a Grill for your use, as well as a Brand New Infrared Sauna, a Brand New Hot-Tub, a Brand New Fire-Pit as well as Brand New Indoor Furniture and Furnishings to make you feel Cozy, Comfortable and Clean! The Gourmet Kitchen, Featuring New Stainless Appliances, is Fully-Equipped and Stocked to Satisfy Your Culinary Needs. The Lower Level Basement houses a New Washer and Dryer for added convenience. The Home is so close to all that Hampton Bays offers, including the Finest Ocean and Bay Beaches, Waterfront Restaurants, Shops, as well as a short distance to Westhampton Beach Main Street, with its Plethora of Fine Dining, Shops, Farmer's Market, Theater and Buzz as well as to Southampton, an equally treasured Hampton's Destination! This Home is a must-see and a Fantastic Rental opportunity!, Additional information: Appearance: Excellent, Interior Features: Guest Quarters
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Our Executive Mortgage Banker:
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$27,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $21,600 | $21,600 | $21,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $149 | $146 | $184 |
Total Monthly Payment | $224 | $221 | $259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.