This 3-family home sits on a nicely sized lot with driveway and good parking space on the back. The yard is partially fenced-in. A new roof and new vinyl siding were installed just a few years ago! One apartment features 2 bedrooms, living room, kitchen, full bath and laundry room. The 2nd unit offers 3 bedrooms, but since you have to walk through one of the bedrooms to get to the other this apartment is listed as a 2-bedroom unit. It also has a dining room, kitchen, full bath and spacious living room. The 3rd unit is a studio/apartment. The property has natural gas heat and hot water system and 4 updated electric panels. This is a great opportunity in southeast Pittsfield! This property can be purchased as a package with 228 Francis Ave in Pittsfield MLS#243572, 243569
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,435 | $1,821 |
Total Monthly Payment | $1,695 | $1,693 | $2,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.