**PRICE IMPROVEMENT**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome home to the Punta Gorda community of Creekside!
Beautifully maintained by the current owners, this ultra-spacious home boasts over 3300 square feet of air-conditioned living space on two floors. Built strong by KB Home builders in 2006, it has been tastefully updated and is absolutely move-in ready! Some of the features include living room, family room, second-floor bonus/game room, second-floor laundry, oversized ensuite primary bedroom and three additional guest rooms, two up and one down. There is also a two-car attached garage and a spacious screened front porch. The open kitchen sports more than ample granite counter space and abundant wood cabinetry, a large walk-in pantry, stainless appliances and a long breakfast bar. The home’s flooring is a mix of hardwood and tasteful luxury vinyl, all of which blends beautifully with the neutral décor.
Don’t let the 6500 square foot lot fool you; this residence sits in a low-risk flood zone (X) and overlooks a community-maintained greenspace and the Alligator Creek Waterway, just beyond the fenced backyard, a great view from the 24’x9’ roofed and screened lanai. And there’s plenty of room for a pool! Additionally, there is full window storm protection, which includes storm glass windows on the second floor and shutters for the first. The air conditioning systems are both newer and the owners replaced the roof in late 2022.
From this location, you are just one mile from shopping and Interstate 75 (Jones Loop exit #161) and just six miles from historic downtown Punta Gorda on Charlotte Harbor.
Walk through now by clicking on the attached interactive 3D VIRTUAL TOUR!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,501 | $2,470 | $3,170 |
Total Monthly Payment | $2,762 | $2,731 | $3,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.