Discover serene lakeside living in this beautiful 3-bedroom, 2-bath home nestled on the shores of Little Lake Hamilton, with access to Middle and Big Lake Hamilton. Enjoy the upgraded comforts of a kitchen featuring granite countertops and modern fixtures, complemented by dual 14 Seer 2. 5 ton HVAC systems installed just a few years ago. Experience private fishing off your own covered dock, equipped with a cleaning station and an oversized boat slip. The home boasts recent enhancements including fresh exterior paint, new supportive columns, and a brand new roof as of August 2019. The extra deep garage accommodates two cars or a large boat and includes a generator hook-up. The property also features a fenced backyard, a 10x14 storage shed, and a newly upgraded septic system. Utilities are provided by Keen, ensuring consistent service. The property is meticulously maintained, making it easy to show. Schedule your appointment today and experience lakeside charm firsthand!
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,920 | $395,920 | $395,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,667 | $2,631 | $3,339 |
Total Monthly Payment | $3,049 | $3,013 | $3,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.