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4224 Oak Terrace CIRCLE, Port Charlotte, FL, 33953 | $335,000
Welcome to Your Future Dream Home, in the 55+ community, The Tree Tops at Ranger Point! This 3-bedroom, 2-bathroom hidden gem is bursting with charm and character. Nestled in the highly desirable community, this residence offers the perfect blend of tranquility and accessibility, exuding a unique charm that captures the essence of coastal living.
The updated, eat in kitchen boasts a large pantry closet, an island cooktop, coffee bar, built in microwave and oven, double sinks, stainless steel appliances, breakfast nook, granite countertops, ample cabinets and a convenient pass thru to the dining room. The dining room is open to the spacious living room with cathedral ceilings. The sliders pocket behind glass offering a wall of natural light into your living space allowing you to soak up the serenity of the outdoors from both your living room and lanai. You’ll be thrilled to find a split bedroom plan with an oversized master bedroom with a walk-in closet, sliders to the lanai and ensuite bathroom with a walk-in shower. The guest area offers 2 additional bedrooms. The larger guest bedroom measuring 13 X 11 was extended during construction and is sure to please all your visiting friends and family. The third bedroom is currently being used as an office and is equipped with a built-in murphy bed.
One more reason to love this home is the fact that the land to the right of the home is common property extending the greenbelt surrounding this beautiful home. And let's not forget about the community itself! Your low HOA handles lawn care and maintenance, heated pool, pickleball and tennis courts, shuffle board and many year-round social activities. Tree Tops is a golf cart community with golf cart access to the community pool and activities and a couple local venues offering food, drinks and free entertainment as well as the Myakka River and Myakka Fishing Pier where you can enjoy some of Florida’s most beautiful sunsets. The outdoor enthusiast in you will love the closeness of boating and fishing from the marina and boat ramp also within a golf cart ride. You will also find several Gulf Shore Beaches and golf courses close by. With its casual style and unbeatable location, this home is the perfect spot to live the relaxed and carefree Florida lifestyle you've always dreamed of.
Features
- Amenities: Pool, Shuffleboard Court, Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Style: Florida
- Year Built: 1995
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,465
- Acreage: 0.14
- Est. Taxes: $1,386
- HOA Fee: $170 Monthly
- Lot Desc: Greenbelt, Landscaped
- View: Park/Greenbelt, Trees/Woods
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: C7492301
- Days on Market: 165 days
- Website: https://www.raveis.com
/prop/C7492301/4224oakterracecircle_portcharlotte_fl?source=qrflyer
Listing courtesy of RE/MAX ANCHOR Phone: 941-697-5606
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4224 Oak Terrace CIRCLE, Port Charlotte, FL, 33953
$335,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $116 | $116 | $116 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,298 |
| Total Monthly Payment | $1,974 | $1,972 | $2,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388