Beautiful downtown building, complete with a 2 story, 3 bedroom apartment and a large street level commercial space. Apartment with fully equipped goumet kitchen, office space, central AC and a rooftop deck. Vaulted clerestory and expansive skylights fill the first level w/ natural light and an inviting sense of space. Located in the heart of downtown, across the street from the Academy of Music and Pulaski Park, this modern residence is a short walk from Smith College, local galleries, cafes, live music and restaurants. Or if you prefer to stay in, enjoy floor to ceiling bookshelves, a jacuzzi bath, grand piano, built in speaker system, flat screen tv, and a rooftop deck w/ a grill and views of Mt Holyoke. Second level boasts a large primary bedrm w/floor to ceiling windows, walk in closet and en suite bath, just down the hall from a laundry rm, full bath and 2 bedrms, perfect for kids, roomates or guests. The finished basement could serve as an office or den, with a full bath and a additional storage room
Type | Level |
---|---|
Bedroom 2 | Second |
Bedroom 3 | Second |
Kitchen | Second |
Living Room | Second |
Master Bedroom | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,760,000 | $1,760,000 | $1,760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,699 | $1,699 | $1,699 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,993 | $10,980 | $14,733 |
Total Monthly Payment | $11,817 | $12,804 | $16,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.