Nestled in the serene landscapes of Schoharie County, New York, this meticulously maintained farmhouse sits on half an acre, offering a tranquil retreat with rural charm. With a large first floor primary bedroom and a total of four bedrooms and two baths spread across two floors, it provides a perfect balance of space for both privacy and gatherings. The spacious addition serves as a versatile dining and sitting area, ideal for hosting gatherings or simply relaxing. Additionally, a quaint barn with large picture sized windows on the property provides extra storage or creative space. Schoharie County itself offers many attractions for those seeking a peaceful yet enriching lifestyle. Outdoor sports enthusiasts will delight in the abundance of recreational activities, from hiking and fishing to skiing and snowboarding in the nearby Catskill Mountains during the winter months. Local markets and farm stands offer fresh produce and artisanal goods, while historic sites provide a glimpse into the area's rich heritage. This classic farmhouse presents an inviting opportunity to embrace the serene beauty of rural living while still enjoying easy access to the area's natural wonders and cultural treasures. With its well-maintained charm and convenient proximity to outdoor adventures, it offers a peaceful retreat for those seeking a simpler way of life in the heart of Schoharie County's picturesque countryside.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,599 | $1,599 | $2,080 |
Total Monthly Payment | $1,674 | $1,674 | $2,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.