WELCOME HOME! Rarely available 3BR, 2BA, 2CG with over 1900 s. f. of living space in the premier 55+ golf community of River Isles. The moment you arrive at the property you know it is a special place. The landscaping is a hint of what is ahead. The artist owners put their talents to work in the design of the garden and masterpiece fountain. The landscaping carries around to the rear yard as well. You enter to a sizeable and open Living Room, with woodgrain laminate flooring, and Dining Room, with ceramic tile flooring. Fact, ceramic tile flooring is throughout the common areas, no carpeting. To the right of that area are the secondary bedrooms and Main Bath. These BRs are a comfortable size with wall-to-wall closet space. On the opposite side of the house is the sizeable Owner's Suite complete with en-suite bath, walk-in shower, and walk-in closet. The wood plank laminate flooring, like the living room flooring, adds a warm color palette. In between the bedroom areas lies the efficient galley style kitchen with significant counter and cabinet space, SS appliances and overhead lighting. Also, adjoining the kitchen is an area for casual dining, or by adding a cabinet or two can bring the pantry area steps away. There's more. . . an inside laundry room with easy access to the garage. From the Owner's suite, you have access to the Bonus Room which could be used any number of ways; family room, tv room, home office, hobby room, or dining room, which looks over the rear garden patio and landscaping. Adjoining the Bonus Room is the glass enclosed Lanai under air, overlooking the entire landscaped area and garden patio. Having so many options is a real plus to fulfill your lifestyle. The entire living space is naturally light and bright. . . and when you look out the front window at dusk, you are treated to incredible sunsets. All this is just the beginning. The community is vibrant, and the hub of the community is the clubhouse, complete with meeting rooms, game rooms, full library cared for by dedicated volunteers, exercise room, secure mail room, a host of planned events, entertainment, BINGO!, shuffle courts, temperature-controlled pool for year around enjoyment and water aerobics. In addition, the pride of the community is the community owned, professionally maintained, executive golf course. Definately not a par 3. . . better bring a driver and some hope to get past the water. You are located minutes away from Interstates, shopping, dining, medical, worship, airports, the many area cultural amenities, and of course the beautiful Gulf of Mexico water and beaches. This sounds like it may be the ideal home and community to start the next part of your journey in life. New roof 04/2024. Note: There is a new owner one-time $2000 Capital Contribution due at closing. Note: Outdoor fountain negotiable.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$408,755
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,004 | $327,004 | $327,004 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,176 | $2,148 | $2,758 |
Total Monthly Payment | $2,632 | $2,604 | $3,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.