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1981 Kettle Creek DRIVE, Saint Cloud, FL, 34769 | $420,000
** HUGE PRICE ADJUSTMENT ** This house also comes with a locked in REDUCED RATE as low as 5. 625 (APR 6. 061) as of 10/28/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. This beautiful treasure is Move-in Ready! Nestled near all local theme parks: 25 miles to Disney, Sea World, Universal, and MCO this home creates a warm environment that allows you and your loved ones the quiet space you need to unwind. Enjoy East Lake Toho and 12 connected Alligator Chain of Lakes. Just a short drive to the Space Coast along with Port Canaveral cruise ports and Atlantic Beaches. This attractive community features a pool, clubhouse, basketball courts, fitness center, among other amenities that make you feel like being on a vacation without leaving the comforts of your home. Inside you’ll find additional beauty with its open floor plan and sizable kitchen with its granite counter tops, and large island, making this the right place to create lasting memories with loved ones. The fully fenced in backyard will also provide you with the intimate space you need, while you enjoy eating the produce from the fruit trees. You will feel like royalty by having the 260sqft master bedroom conveniently located on the ground floor. The roof was installed in 2022, so no repairs needed. This spacious 2, 872 sqft, 4 bedroom, 3 bathroom Dream Home has been meticulously cared for and is truly a beauty to behold. Welcome to Florida! Welcome to St. Cloud! Welcome to your new Home!
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 2013
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,872
- Acreage: 0.15
- Est. Taxes: $7,430
- HOA Fee: $110 Annually
- Elem. School: Neptune Elementary
- Middle School: Neptune Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Washer
- MLS#: L4944642
- Days on Market: 180 days
- Website: https://www.raveis.com
/prop/L4944642/1981kettlecreekdrive_saintcloud_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1981 Kettle Creek DRIVE, Saint Cloud, FL, 34769
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $619 | $619 | $619 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,292 | $2,233 | $2,834 |
| Total Monthly Payment | $2,986 | $2,927 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388