DON'T MISS THE LIMITED TIME MANUFACTURE'S REBATE OF $15, 000 (available for the month of October) Welcome to The Gables, one of Hudson Valley 's finest Communities. One level living at its best! Brand New still under construction. The Daytona style features 3 beds and 2 full baths. Pretty front porch adds to the charm of this lovely home. Light bright open floor plan. Spacious sunny kitchen with loads of cabinets Master suite with generous sized closets and master bath. Two additional bedrooms and guest bath. 1 car garage complete the package!! Fabulous community life! Enjoy the Saturday morning coffees, exercise classes at the clubhouse and fun craft classes along with book club and more. You'll fall in love with the quiet welcoming neighborhood. Easy to show!! Mid Hudson Federal Credit Union is the only bank for financing in the Gables with a 10% down payment. Easy to show! Conventional mortgage or cash. Call today for a private tour! The HOA is actually a lot rent each month. At the Gables community you don't own your land. The $421 covers your lot fee, your pool and clubhouse membership, Weekly trash pickup, Upkeep of the common area and road maintenance. Some exciting new additions; a fabulous fire pit, Bocce Ball courts and Shuffle Board - all located around the pool area. There is also a community garden where residence on a first come basis will have a plot of land to grow their own vegetables. Come be a part of our unique community. Additional Information: ParkingFeatures: 1 Car Attached,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,462 |
Total Monthly Payment | $2,708 | $2,682 | $3,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.