THIS HOME IS THE DEFINITION OF MOVE IN READY!! Roof was done in 2021 and AC is brand new and comes with a fully transferable warranty (6/4/24). Whether you're a first-time home buyer or looking for your forever home, you can enjoy coming home and relaxing in this beautifully updated 3/2 home in the very desirable Marion Oaks Subdivision. This home offers an open floor plan and beautiful floating vinyl plank flooring throughout. The Living room opens up into the dining room which provides ample space for your entire family to spend time together. The kitchen has been completely redone with granite countertops and upgraded appliances. You will be delighted to see that all 3 bedrooms have large closets and both bathrooms have updated vanities and porcelain tile plank flooring. When you step outside, you will immediately notice all the room you have to create the outdoor living space of your dreams. This home is not in an HOA community, so the possibilities are endless. There is also a whole home security system that includes 2 outside cameras. The home is conveniently located close to I75, downtown Ocala and the Villages.
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $197,600 | $197,600 | $197,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,249 | $1,248 | $1,614 |
Total Monthly Payment | $1,525 | $1,524 | $1,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.