Nestled south of SR 206 on A1A, just a leisurely stroll from both the pristine beach and the tranquil Intracoastal Waterway, this charming duplex offers an idyllic coastal lifestyle like no other. Boasting a prime location and comfortable living spaces, this property presents an enticing opportunity for those seeking a beachside retreat or savvy investment. This 1200-square-foot duplex offers two separate units, each with its own unique charm and character. One unit features elegant laminate wood flooring, adding warmth and sophistication, while the other boasts durable tile flooring, perfect for easy beachside living. Both units offer comfortable living areas, providing ample space for relaxation and entertaining. While the spaces are already inviting, there's room for personalization and updates to suit your taste and style. Enjoy the luxury of walking to the beach anytime you desire, whether it's for a morning stroll along the shore or a sunset picnic with loved ones. With the Intracoastal Waterway just moments away, indulge in boating, fishing, or simply soaking in the serene waterfront views. Explore the vibrant dining, shopping, and entertainment options that dot the nearby coastline, providing convenience and excitement right at your fingertips. A charming gravel road leads you to the doorstep of this duplex, adding to its secluded and peaceful ambiance. Embrace the simplicity of low-maintenance landscaping, allowing you to spend more time enjoying the coastal lifestyle and less time on upkeep. Whether you're yearning for a cozy coastal retreat or seeking an investment opportunity with endless potential, this duplex offers the best of both worlds. With its unbeatable location, comfortable living spaces, and proximity to the beach and Intracoastal, this property won't stay on the market for long. Seize the opportunity to make this charming duplex your own and start living the quintessential South St. Augustine lifestyle today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,230 | $2,201 | $2,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.