Welcome to 16306 Nikki Lane in beautiful Odessa, FL! This beautiful home is located in a private, gated community and is close to everything you need. With its spacious layout, this home offers plenty of room to stretch out and enjoy life. The large kitchen has room for dining, a separate dining/living room area and a large family room that looks out to a generous outdoor space. Stepping outside, find your private oasis with a sparkling spa and nice landscaping. Inside, you'll find a 4 bedroom split floorplan. Plus, there's plenty of space for entertaining with a spacious patio! The laundry room is equipped with a full size washer and dryer and the two car garage has shelving. The roof was replaced in 2020, AC replaced in 2022. Located in the sought-after community of Ivy Lake Estates, you'll have access to all this beautiful community presents, and you're just a stone's throw away from Suncoast Highway, making this home convenient to Downtown Tampa, Tampa Airport, and area attractions and beaches. Don't miss out on the chance to call this place home sweet home – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$513,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $410,400 | $410,400 | $410,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,696 | $2,728 | $3,461 |
Total Monthly Payment | $3,160 | $3,192 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.