Welcome to your tranquil retreat at Oceanside Cove! This rare first-floor end unit is enveloped by lush greenery on both sides, offering a sense of tranquility and privacy. This inviting 1 bedroom, 1 ? bath unit boasts ceramic flooring in the kitchen industrial grey carpet, walk-in closet and an oversized in unit washer & dryer hook up. Your outdoor wood deck extends your living space, creating an additional area perfect for entertaining guests or simply unwinding. Set within the picturesque Oceanside Cove community, you'll enjoy a wealth of amenities, from round-theclock gated security to both adult and kiddie pools, a clubhouse, library, fitness center, sauna, and sports courts for basketball and tennis enthusiasts. Plus, there's bocce, shuffleboard, a playground for the little ones, and even a designated dog run for your furry friends. Just a stone's throw from the beach, as well as an array of dining and shopping options, with easy access to the LIRR for stress-free commuting. With assigned parking and ampleguest spots, your convenience is guaranteed. Don't let this opportunity slip away - step into the lifestyle you've been dreaming of at Oceanside Cove. , Additional information: ExterioFeatures: Tennis, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,699 |
Total Monthly Payment | $2,231 | $2,202 | $2,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.