Cr-11 Lot 1, Ancram (Gallatin), NY, 12502 | $129,000

Nestled in the serene embrace of nature, this extraordinary 7. 99-acre property beckons those seeking a harmonious balance of untouched beauty and easy access to local amenities. Wrapped in lush foliage, it offers unparalleled seclusion, creating a sanctuary where daily distractions fade away. Positioned on a tranquil country lane, this parcel of land guarantees a peaceful living space or a secluded retreat. Its strategic location grants effortless reach to charming towns like Ancram, Hillsdale, Hudson, Pine Plains, and Rhinebeck, as well as the picturesque landscapes of the Berkshires. Promising a seamless blend of relaxation and exploration, this locale invites residents to embrace its natural charm. Whether envisioned as a private residence or a recreational sanctuary, this land encourages its future owners to dream freely amidst nature's splendor. With its innate allure, convenient positioning, and potential for customization, this property offers a distinctive opportunity for those in pursuit of solace and adventure.

Features

  • Town: Ancram
  • Zoning: Other
  • Elem. School: Germantown Elementary School
  • Middle School: Germantown Junior-Senior High School
  • High School: Germantown Junior-Senior High School
  • School District: Germantown
  • MLS#: H6306113
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/H6306113/cr11lot1_ancram_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Havens Real Estate   Phone: 845-373-8555

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Cr-11 Lot 1, Ancram (Gallatin), NY, 12502

$129,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,200 $103,200 $103,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $687 $686 $870
Total Monthly Payment $762 $761 $945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.