Charming 3 Bedroom, 1 Bath Cottage – Prime Location
Discover the perfect blend of comfort and convenience in this delightful 3 bedroom, 1 bath home, ideally situated just two blocks from bustling Central Avenue and a short drive to the vibrant downtown St. Petersburg. This enchanting cottage combines the serene ambiance of a quiet neighborhood with the excitement of city life and the tranquil beaches of St. Pete close by.
As you step inside, you're welcomed by an inviting living area that seamlessly combines classic charm with modern aesthetics. Each of the three bedrooms offers ample natural light providing a peaceful retreat for relaxation.
The kitchen is a small but mighty space equipped with all the essentials, stylish cabinetry, and ample counter space, making meal preparation a breeze. It opens up to a quaint dining area that’s perfect for intimate family dinners or entertaining guests.
Outside, the oversized backyard offers a private oasis, ideal for gardening enthusiasts or those who simply enjoy the outdoors. The space is perfect for weekend barbecues, outdoor activities, or just soaking up the Florida sun.
Located just moments from the heart of St. Petersburg, you have instant access to a wide array of shops, gourmet restaurants, and entertainment options. Plus, the proximity to St. Pete Beach means you’re never far from a relaxing day on the sandy shores or a stunning sunset over the Gulf.
This home is not just a place to live, but a gateway to a lifestyle of convenience, comfort, and enjoyment. Don’t miss out on this exceptional opportunity to make it your own and get your slice of paradise.
Call for a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,222 | $2,220 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.