Make your way up the walkway and take note of the curb appeal and flowering plants that welcome you at the front door. Inside you are instantly greeted with an abundance of natural light that floods through the spacious bay window in the dining area. As you step back into the living room you'll find a wood burning stove nestled in the corner, perfect to help keep oil costs down during the colder months. Walk towards the back bedroom and you'll also find the hall closet which is conveniently located near the bathroom. Make your way up the stairs and you'll find three nice sized bedrooms. Plenty of room to expand if you want some additional space. Back downstairs head towards the kitchen and you'll find newer granite counters with a deep corner sink and tile backsplash. Kitchen features SS appliances, a newer fridge and washer located right by the side door. Breezeway provides access to your one car garage with tons of loft storage, a dryer and even an extra fridge. They say home is where the heart is, but what about finding your happy place? As you walk into the fenced in backyard space, feel the stresses of the day fade away. Multiple water features provide a sense of solace as you sit back and relax on your paver stone patio under the shade of the pergola. Colorful blooms surround you in a rainbow of shades. Large butterfly bush attracts many winged beauties to admire while listening to the soothing sound of your fish pond. Gather around with your loved ones or enjoy the peace and quiet with a good book or favorite cocktail.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $948 | $948 | $948 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,814 | $3,661 |
Total Monthly Payment | $3,930 | $3,854 | $4,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.