Welcome to your dream retirement retreat! This two-bedroom, two-bathroom home with bonus rooms to be used for third bedroom and storage is located in the esteemed 55+ community of Imperial Harbor offering the perfect blend of comfort and convenience. Recent upgrades includes but not limited to: new windows, new a/c in back room 4/2024, new stovetop/oven 4/2024, new washer/dryer 6/2022, new roof in 2014-15 with transferrable warranty. This residence is designed to exceed expectations. Enjoy picturesque views of the cattails in the Weir Waterway(no flooding). This is the only property available in Imperial Harbor that has a permitted fence. Harbor Club member is included. This exclusive membership provides access to the Harbor Club: Fitness center, pickle ball, bocce, shuffleboard, billiards and more, ensuring an array of leisure activities to enrich your retirement lifestyle. Experience the epitome of community living and take full advantage of the amenities available in this vibrant 55+ neighborhood.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,400 | $158,400 | $158,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,067 | $1,053 | $1,358 |
Total Monthly Payment | $1,287 | $1,273 | $1,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.