11440 Harbor WAY, #5010, Largo, FL, 33774 | $320,000

Smoking Hot Deal!! Current lowest priced unit and lowest HOA fee in Shipwatch! Step into luxury living with this updated end corner unit condominium in one of the most beautiful intercoastal and pond waterfront communities in Pinellas County, Florida. Boasting panoramic water views from multiple rooms, this condo is a tranquil oasis. The recent upgrades, such as updated kitchen cabinets 2020, stone countertops 2020, and updated appliances 2018 (Refrigerator 2024), newer ceiling fans, ceramic tile 2018, bring a modern touch to this beautiful space. The hardwood floors, cathedral ceilings, and wood-burning fireplace create a cozy and inviting atmosphere. The custom picture window overlooks grandfather oaks and a serene pond, and the Florida room offers stunning views of 2 water fountains and natural beauty. The primary bedroom also showcases a water view, adding to the overall charm of this home. The 2nd bedroom has a flexible use plan for either TV room, art studio or bedroom with built-in custom queen size Murphy bed for guests when they stay over. The community amenities are second to none, with 2 clubhouses, 2 pools (1 pool heated in the winter) , 11 Har tru tennis courts, 2 pickleball courts, handball courts, 32 slip marina, and more. Maintenance is a breeze with all essential services including water, trash, grounds maintenance, high-speed internet, and cable TV with a DVR and sports package. The association painted the building exterior and replaced the roof in 2021. From the cozy front patio, attached storage, to the assigned carport parking, every detail has been carefully considered. Don't miss out on the opportunity to live in this luxurious end corner unit condo surrounded by beauty and convenience. Welcome home to Shipwatch

Features

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fitness Center, Maintenance, Pool, Recreation Facilities, Tennis Court(s), Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Kitchen, Washer Hookup
  • Complex: SHIPWATCH
  • Year Built: 1985
  • Common Charge: $354 Monthly
  • Approx Sq. Feet: 1,200
  • Acreage: 0.79
  • Est. Taxes: $1,328
  • Lot Desc: Cul-De-Sac, Landscaped, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7864773
  • Days on Market: 162 days
  • Website: https://www.raveis.com
    /prop/W7864773/11440harborway_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 3:17:14 PM)
Listing courtesy of BAM REALTY ADVISORS INC   Phone: 727-378-8585

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11440 Harbor WAY, #5010, Largo, FL, 33774

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $111 $111 $111
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,682 $1,701 $2,159
Total Monthly Payment $1,868 $1,887 $2,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.