Looking for a solid Florida home that is high and dry yet located near beaches, nature parks, and entertainment venues? This fabulous three-bedroom, two-bath home in the heart of beautiful Clearwater is located in zone X and requires no flood insurance. The entire interior and exterior were freshly painted fewer than three-years ago. Newer stainless kitchen appliances (fridge, dishwasher, stove, and microwave), faucets, sink, and countertops were replaced in 2022. Central heat and air unit is just five years old. Situated on a nearly 1/4 acre lot, there is plenty of yard space to garden, recreate, or just soak in the Florida sunshine. A screened patio and large, fenced backyard provide shady spaces to relax with friends and family. A deep, one car garage has an automatic door with hurricane struts. Centrally located, the property is a 25-minute drive to Tampa International Airport. Clearwater Beach is just 5. 6 miles away. Baycare Ballpark (spring training location of the Phillies) is nearby, as are world-class concerts at Ruth Eckerd Hall and the quaint Main Street restaurants and wine bars of Safety Harbor. The established neighborhood has many old-growth trees, and residents are just minutes from the many schools, shops, restaurants, golf courses, and public parks located on and around Gulf-to-Bay Boulevard. Take advantage of this opportunity soon, as surely it will not last long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,697 | $2,695 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.