This large 2BR/2BA home has 1, 784 S/F under air, a big jump in size from most two bedroom single family homes on the market in Naples. It was built in 1996, one of the newer homes in Riviera Golf Estates (a 55+ community eight miles from the beach). The seller just put on a brand new roof, had the plumbing redone, and the interior is freshly painted. Vaulted ceilings with crown molding and tile flooring on the diagonal in all but the guest bedroom add to the home's spacious feel. The kitchen features granite counters and a new stainless steel refrigerator. There are dual walk-in closets in the Master BR, one with a closet organizer system, and dual sinks in the Master BA. The laundry room has a stationary tub and extra storage space. The home is being sold partially furnished and is move-in ready. For $140/mo. (includes your basic internet), the community also features excellent amenities: a new saltwater pool with lap lanes, tennis/pickleball/bocce courts, an exercise room, billiards room, clubhouse with active social calendar, etc. Best of all, it is only a few miles from downtown Naples, great beaches and amazing shopping and dining options. So if you’re looking for room to stretch your legs, without breaking the bank, come check out 889 Charlemagne!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,233 | $2,233 | $2,846 |
Total Monthly Payment | $2,640 | $2,640 | $3,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.