Under contract-accepting backup offers. This recently upgraded double-wide cottage was moved from Clearwater to this two acre partially wooded lot in Lakewood Acres in Hudson in 2018. There have been many upgrades since then. Almost everything is new and utility bills are low due to the insulated metal roof and new double-glazed windows. The car-port and front porch roof offer shade and comfortable access to the outdoors during rainy periods. This is a beautiful lot with various trees and bushes around the front acre while the rear acre is mostly wooded with a walking trail. You can put 2 houses on this property and/or sever to one acre lots. The land is all high and dry with good drainage. This is a very comfortable, low maintenance and efficient house in a really nice rural neighborhood.
Features:
- fenced with 2, 16 ft. gates
- private, but close to everything
- zoned for 2 houses, easy to sever to 1 acre lots
- 14 x 40 ft. aluminum car port (2020), concrete pad
- 24 x 10 ft. aluminum front porch (2022), concrete pad
- forest in rear, trail through woods, cool for walking
- security light on front lawn, street lighting
- new A/C and heat pump, excellent water treatment system
Upgrades:
- 2017, drywalled, insulated metal roof-over job
- 2018, home installed at 10300 Chestnut Dr. (to 2018 specs), with new. . . . water well and pump, water treatment, septic field, electrical panel, plugs, switches, new bathrooms
- 2019, fridge, stove, washer/dryer
- 2020, vinyl double-glazed windows and doors, metal side door.
- 2023 (Dec. ) new Carrier A/C - heat pump, exterior paint (2 coats primer, 2 coats semi-gloss paint) roof coated, septic tanks pumped (“all working fine” according to Septic Technician), new water heater, carpets cleaned- 2024 (Jan), interior trims installed and walls/doors painted, new lighting fixtures
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,888 |
Total Monthly Payment | $1,689 | $1,687 | $2,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.