Great opportunity to own an adorable cottage with over 1, 500 square feet on a gorgeous lagoon and golf course on Dataw Island. This ranch style home with 2 bedrooms and 2 baths features an open floor plan and lives large and beautifully. From the moment you enter you begin to enjoy the stunning views of the outdoors and wildlife. The Great Room with vaulted ceilings is open to the Dining area and all-season Carolina Room. The Kitchen, designed with open shelving, includes granite countertops, a center island, and stainless-steel appliances. A New Roof and New HVAC system were installed in 2023. The design and openness of the floor plan allows the stunning views of the Lagoon and golf course to be enjoyed from nearly every room in the home. Newly installed French doors will lead you to a will lead you to a rear patio where you will enjoy the beautiful gardens, tranquil scenery, and wildlife. On the front of the home, you will find a lovely garden area that includes a private outdoor shower, the perfect spot to rinse off after a day at the beach. This move-in ready home is conveniently located close to the marina & community/fitness center. As a resident of Dataw Island, you will have access to lifestyle amenities including a resort pool, a fitness center with indoor pool, two championship 18-hole golf courses, 8 tennis courts, a full-service marina, pickleball courts, croquet, bocce, an art studio, and more. Located just six miles from the beautiful historic downtown Beaufort and the beaches of Hunting Island State Park. Membership in Dataw Island Club is required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,340 | $2,968 |
Total Monthly Payment | $2,479 | $2,477 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.