415 W Church STREET, Deland, FL, 32720 | $399,000

Step into historic luxury in the heart of downtown DeLand with this beautifully updated 4-bedroom, 3-bathroom with an office Florida Vernacular home. As you enter, you'll be greeted by the warm natural light pouring through the meticulously restored oversized windows, highlighting the luxury viny floors and charming architectural details.

The first floor seamlessly combines modern comforts with historic charm, featuring a spacious living room, dining room, and bonus room/office, each with its own unique feng shui. The downstairs master suite offers a serene escape, complete with a newly renovated ensuite bathroom and private access to your own backyard oasis. Imagine sipping your morning coffee on the master suite's private porch, surrounded by lush greenery and the tranquil sounds of nature.

The upgraded kitchen is a chef's delight, boasting new countertops, stainless steel appliances, and ample storage space. Step out onto the porch wrapping around the south and east sides of the home to soak in the Florida weather, or extend your entertaining space onto the new deck, perfect for hosting al fresco dinners under the stars.

Surrounded by a 4-foot high wooden fence, the property offers privacy and security, creating a peaceful retreat for you and your family to enjoy.

Upstairs, discover three bright bedrooms, two full bathrooms, and a convenient jack and jill bathroom shared by two of the bedrooms. The third bedroom enjoys its own private bathroom, ideal for a secondary master suite or guest accommodations. Each bedroom offers ample closet space and large windows, flooding the rooms with natural light.

This home has been meticulously updated while preserving its historic character, with additional upgrades including a new shingle roof, new A/C, and restored original windows. With ample indoor and outdoor storage and situated on an oversized 0. 16-acre lot, this property offers both elegance and functionality.

Don't miss this opportunity to own a piece of DeLand's history, just steps away from downtown shops, restaurants, and Stetson University. Make your mark on DeLand's rich heritage by becoming the proud owner of this iconic home! Schedule your showing today and experience the magic of downtown living in DeLand.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1910
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,616
  • Acreage: 0.16
  • Est. Taxes: $1,778
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: U8242590
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /prop/U8242590/415wchurchstreet_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 6:17:08 PM)
Listing courtesy of 3 POINT REAL ESTATE SOLUTION   Phone: 727-743-8541

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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415 W Church STREET, Deland, FL, 32720

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,097 $2,692
Total Monthly Payment $2,347 $2,320 $2,915

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.