104 Carter Street, Newburgh, NY, 12550 | $197,000

Newburgh, NY. Welcome to this charming 2-bedroom, 1-bathroom, 2-story cottage, nestled back from the street with high hegded greenery for privacy. As you step through the gate, you'll find a private garden leading you to the front door. Upon entering, you're greeted by a cozy living space filled with possibilities. The updated bathroom boasts a modern walk-in shower, while the kitchen has been tastefully renovated, featuring a brand new dishwasher for added convenience. Throughout the home, you'll notice freshly painted walls in neutral tones, creating a canvas for your personal touch. Upstairs, the hardwood floors have been refinished, adding a touch of elegance to the space. Downstairs, attractive laminate flooring offers both durability and style. A young furnace, plus ductwork has been installed, laying the groundwork for central air conditioning—all that's needed is a compressor to complete the setup, ensuring year-round comfort. Situated on a large parcel of land, this property offers ample space for potential expansion, allowing you to customize and grow with your needs. The fenced yard provides a safe and secure environment, perfect for pets to roam freely and recreational activities. This cottage offers a perfect blend of comfort, convenience, and possibility. Priced to sell. Don't miss the opportunity to make it yours! Additional Information: Amenities: Storage,

Features

  • Amenities: Park
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cottage
  • Year Built: 1890
  • Heating: Natural Gas, Forced Air
  • Cooling: None
  • Basement: None
  • Approx Sq. Feet: 672
  • Acreage: 0.08
  • Est. Taxes: $5,063
  • Lot Desc: Near School, Near Public Transit, Level
  • Elem. School: Meadow Hill Global Explorations Magn
  • Middle School: MEADOW HILL GLOBAL EXPLORATIONS MAGNET SCHOOL
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Gas Water Heater, Dishwasher, Refrigerator
  • MLS#: H6303157
  • Days on Market: 171 days
  • Website: https://www.raveis.com
    /prop/H6303157/104carterstreet_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-634-4202

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 Carter Street, Newburgh, NY, 12550

$197,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $157,600 $157,600 $157,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,062 $1,047 $1,329
Total Monthly Payment $1,559 $1,544 $1,826

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.