No Flooding with hurricane shutters and located in a fabulous location just one mile from Siesta Key. This rarely available villa home in Esplanade by Siesta Key, offers an active lifestyle, maintenance-free living, and gated resort-style amenities This spacious split-plan two-bedroom with den, two-bath one-level villa has an open floor plan, west-facing spacious screened-in lanai overlooking a very nice pond, two-car garage, and located just a few doors down from the amazing amenities center. The interior designer finishes have been upgraded, and the home offers crown molding, coffered ceiling in the great room, chair rails, and tray ceilings in the dining room, new refrigerator, range/oven, and microwave in the kitchen, three rooms of new neutral carpet, water softener in the garage, and natural gas for ease of cooking. More features include a spacious primary bedroom with a water view, plantation shutters, grab rails in the shower and water closet, very nicely sized walk-in closets in both bedrooms, ceiling fans throughout, and plenty of cabinets for storage in the kitchen and separate laundry room. Within the community, the residents enjoy a very social environment and access to a lagoon-style pool, pickleball, tennis on Har-Tru courts, a fitness center, a clubhouse with planned activities, a paw park, and sidewalks providing miles of walking and biking opportunities. The location is very central to dining, shopping, downtown Sarasota, and the beaches of Siesta Key. Very easy to show and move-in ready.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,674 | $4,716 |
Total Monthly Payment | $4,208 | $4,115 | $5,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.