Water views! Located across from Crystal Lake, some clearing & a 2 story home with 2nd story deck could have unencumbered views overlooking the lake, views of the waterfall/spillway & Crystal Lake Brook flowing on the west side of the property. Existing parking lot can fit 8 single line standard 9' wide parking spaces. Public boat ramp down the road. 44' deep lake offers waterskiing, swimming, trout and bass fishing. Ellington town beach is at the south end of the lake, sometimes folks will jump in at this end of the lake & swim over to a sand bar to keep cool. Road frontage is 574', 383' on Crystal Lake Rd & 191' on Conklin. To locate, lot is next to house 161 Conklin Rd. Lot has a 2007 class A-2 survey, topo & wetlands delineation by a certified soils scientist, location all surveyed out (inward facing black triangles on the map photo). Some up & down topography should grade out fine with an approved engineer's site plan, needed in this zone anyway. 26 minutes to Main St Hartford
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $47,920 | $47,920 | $47,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $323 | $318 | $404 |
Total Monthly Payment | $398 | $393 | $479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.